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繼美國國際集團(AIG)要出售台灣南山人壽股權後,和台灣第一金控合資成立保險公司的英 國最大保險機構英傑華集團,也宣布退出台灣市場。外商保險公司出現出走潮,金管會今天(7日)表示,除了金融風暴影響,歐洲會計準則的改變也是原因;但不 管如何,金管會還是會嚴加把關,維護保戶權益。
金管會保險局局長黃天牧表示,外商保險公司進入台灣市場之後再離開,並非「新鮮事」。因為從民國80年代(1990年),中美談判開始,開放美商保險公司進入台灣市場後,在這一波金融風暴前,就有約12到13家的外商保險公司陸續退出台灣市場。
黃天牧表示,分析外商保險機構這一波撤退的原因,除了金融風暴,另外,歐洲會計準則的改變,也讓這些外資重新思考全球資產配置;但此同時,也有新的外商 保險機構,想進入台灣市場。他說:『(原音)包括前年底的法國巴黎人壽和合庫合資成立的保險公司,在去年這一年都有不錯的表現。另外更早的蘇黎士離開,大 前年也重新進入台灣的保險市場。目前還有1、2家,也在跟我們接觸,表達這個時點進入台灣市場,未來還是有商機的。』
至於談到這波南山人壽和英傑華集團的股權出售,黃天牧強調,金管會必須維護保戶權益,外商保險機構不是要來就來,要走就走,必須承諾長期在台灣經營。
TAIPEI — The Taiwan unit of US insurance giant AIG has been fined for punishing a union official after he spoke out on the planned sale of the company, authorities said Thursday.
Nan Shan Life was told to pay Tw$300,000 ($9,930) after it stripped the union spokesman of his title as a regional manager for "making comments that hurt the company's image," said the Taipei City Labour Department.
"The spokesman didn't make the comments for his personal gains. The punishment obviously targeted his role as a union member... and constituted employment discrimination," it said in a statement.
The spokesman, Lan Wei-ting, was said to have made "emotional" remarks on television and in newspapers last year, claiming the sale would hurt clients' rights and lead to lay-offs, an official at the labour department said.
Nan Shan's labour union has repeatedly voiced concerns over AIG's plan to sell Nan Shan as it tries to pay back huge loans it received from US government to save it from collapse during the 2008 financial crisis.
AIG has reportedly received five bids so far for Nan Shan, with Taiwan's Chinatrust Financial offering the highest bid of $3 billion, sources said.
Other bidders for the unit include Cathay Financial, Fubon Financial, Goldsun Group and Ruentex Group.
Goldsun has teamed up with other local business groups, including security firm Taiwan Secom and the Industrial Bank of Taiwan, to press for its bid for Nan Shan, according to the Economic Daily News.
It is also reportedly backed by Hong Kong-based Primus Financial Holdings, whose previous bid for Nan Shan of $2.15 billion was rejected by the Taiwan government last year.
Taiwan authorities cited concerns that the Hong Kong consortium of Primus and China Strategic Holdings lacked the experience needed to manage an insurer while it also failed to provide a long-term management commitment.
The rejection of the bid came as a blow to AIG, once the world's largest insurer, which has been selling assets to pay back the US government.
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